Estimate in one minute the approximate cost of the policy for the property you are interested in.
The legal lease policy (póliza jurídica) is the legal protection of your lease. Before signing, a specialized team screens the tenant and the guarantee they offer, and drafts a tailored contract. During the lease it provides legal support to both parties, and if something goes wrong, it seeks to resolve it under the contract, the Civil Code and applicable law, providing a legal solution for both sides.
In Mexico City, recovering a property after a default can be complicated. That is why the legal lease policy offers protection and legal expertise, so the owner can entrust their property to someone they do not know, and the tenant can be certain they are signing with the real owner under a balanced contract.
In case of non-payment, recovery of unpaid rent is not guaranteed unless there is a guarantor with real estate. Every legal avenue can be pursued to make the tenant pay what is owed, but if they have no funds there is no way to collect. That is why protection is combined with a guarantee: a co-signer (individual or company) or a guarantor with real estate, plus promissory notes, to have other avenues and other parties to collect from.
The policy is the assurance the tenant offers the owner: it is what allows the owner to hand over their asset to someone they do not know. That is why, like the deposit, it is part of the tenant's offer. Asking the owner to pay for it or share it weakens the offer against others. And it is not a cost that only benefits the owner: the policy also verifies that the person leasing to you is the real owner, gives you a clear contract and backs you legally if the landlord fails to meet their obligations.
Both options always include asset forfeiture (extinción de dominio) protection.
We recommend offering a guarantor, because it gives the owner more security. In the end, it is the tenant who must give the owner certainty that they will meet their obligations, including paying rent on time and in full. We are glad to help you with the requirements you can offer and check from the start whether they match what the owner asks for, so no time is wasted.
It does not include contents or liability insurance. For that, see home insurance →
The legal lease policy (póliza jurídica) is a specialized legal service for leases that protects both parties from before signing. It screens the prospective tenant (identity, income, credit bureau, legal history and references), drafts a tailored contract with its promissory notes and supports the relationship for the entire term. In case of default, a team of lawyers first negotiates out of court and, if necessary, takes the legal process through to recovering the property. It also protects the tenant: it confirms that the person leasing is the real owner or has the authority to do so. It is like legal insurance: nobody wants to use it, but when it is needed, it makes all the difference.
Asset forfeiture is a legal mechanism that allows the State to take ownership of a property when it is proven to have been used to commit certain serious crimes, even if the owner was not involved. It is an uncommon scenario, but when it happens the owner must prove their good faith before several authorities. That is why all our policies include asset forfeiture protection: lawyers who accompany the owner through the proceedings before the prosecutor's office, the forfeiture trial, the appeal, the amparo (constitutional relief) and the administrative stages.
In addition to the policy or mediation, the owner may ask for a personal guarantee. The co-signer is a person or company that signs together with the tenant and is liable exactly as the tenant is; they do not need to own property, but they do need verifiable income. The guarantor backs the contract with a property they own, free of liens and recorded at the Public Registry.
In general terms, the policy requires: official ID, an employment letter or some proof of lawful income, bank statements and a couple of forms. What it reviews most is that the tenant has the necessary solvency (as a reference, income of three times the rent), their credit bureau record and debt level, and their legal history. The contract is signed with promissory notes. The requirements vary slightly depending on whether you rent as an individual, as a company or whether you offer a guarantor.
The approximate cost of your legal lease policy is $16,249*. It covers one year of the lease and includes asset forfeiture (extinción de dominio) protection.
*Approximate price based on the policy we work with at Mundo Urbano. The final cost depends on the agreed rent and the guarantees offered. If a tax invoice is required, VAT is added. If the owner requests a different policy, its cost may differ; in that case we will let you know before presenting your offer, so there are no surprises.